About us
About the team
Specialist mortgage brokers and financial advisers, arranging home finance, property investment, construction finance, refinancing and debt consolidation since 2006.
A great team, and many new & existing clients say that we are the best!
First Rate Mortgages Limited was established in 2006, focused on arranging home finance, residential or commercial property investment, construction finance, refinancing, and debt consolidation.
The team had many years experience in both banking, broking and in business. In addition we all have personal experience as home owners, investors and doing builds or renovations on our own home.
Property finance is often about applying common sense to working through issues that pop up and creating a solution. Often the easy option is to just say “we don’t do that” we prefer to say “tell us more and let’s see what we can do”. If you are looking for a fresh approach with your mortgage, get in touch.
For First Rate Mortgages, right from the outset we had a tag line of,
“You can’t always bank on your Bank”.
This reflected the number of clients that came to us saying “I have been with xyz Bank all my life and now they won’t help me”
In the world we now live in, it may be more appropriate to have,
“You can’t always bank on your Bank being open”
But you can bank on First Rate Mortgages….
Meet the team.
Financial Advisers and Accredited Mortgage Brokers, Kim Lyons, Allan Nicol, Natalie Siebrits, Danielle Happy and Murray Moore are fully accredited with Lenders, and have many years of experience in arranging Mortgages, Home Loans & Commercial Finance for New Zealanders and offshore residents.
Kim Lyons
Financial adviser, business owner
Mortgages, home loans and commercial finance with bank and non bank lenders. 23 years with ANZ before 22 years as a mortgage broker.
Allan Nicol
Financial adviser, East & South Auckland
Practical advice on home loans, refinancing and debt consolidation. Has helped many clients back on track after a financial mishap.
Murray Moore
Financial adviser
Over 20 years as a mortgage adviser. Refinancing, debt consolidation, new home buyers and rental investors, with an interest in rural lending.
Natalie Siebrits
Financial adviser
14 years with Sovereign Home Loans assessing home loans, refinances, new builds and debt consolidations before joining our Orewa office.
Danielle Happy
Financial adviser
10 years at Sovereign approving mortgages, specialising in new builds. Works with both bank and non bank lenders.
Reviews
What our clients say.
Don't just take our word for it. Read what customers are saying about First Rate Mortgages.
Read all reviewsI would highly recommend First Rate Mortgages to anyone looking to purchase a home. Allan Nicol was an absolute pleasure to work with from our very first meeting! My wife and I weren't sure if owning a home was even a possibility for us given our specific circumstances, but Allan’s expertise and dedication made it happen.
Jamahl Hapi, bought a homeAdviser: Allan Nicol“We were too lucky to work with Natalie and Kim from First Rate Mortgages to secure our home. We put them under a bit of time pressure, signing a S&P agreement before even engaging with them, however they turned things around super quick and obtained the approval we needed to go unconditional. Thank you both for making what can be quite a stressful time, a really straight forward and easy process! 🙂 Would 100% recommend!”
“Highly recommend working with Danielle at First Rate Mortgages. She helped get our refinance sorted over a prolonged period and was proactive, informative and helpful throughout. Definitely looked after our best interest and get an awesome deal set up. Great to work with 🙂”
“We very much enjoyed working with Murray and the First rate Mortgages team. Helping us get 'match fit' for our mortgage applications, making the admin process as user friendly as possible, and doing the heavy lifting on shopping for the best mortgage and arrangements for us. They listened to our needs, supported and encouraged us along the way, whilst providing sound advice and guidance. We're are absolutely thrilled with the outcome - a new home, and a banking relationship we're happy with. We would happily recommend the services of First Rate Mortgages.”
“We have engaged Natalie and First Rate Mortgages on many occasions and we find Natalie to have the utmost professionalism and always friendly, respectful and helpful to find us the right solution. She also liaised throughout the build with the lender on our behalf. Would highly recommend Natalie and any of the team at First Rate Mortgages.”
You can bank on First Rate Mortgages.
If you are looking for a fresh approach with your mortgage, get in touch.