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You may have been to your Bank and they require just too much documentation, or you can only set up a meeting in 2 weeks?
Do you have an existing facility that needs to be increased or you want to look at other options or better pricing?
The good news is that through our Non Bank lenders we have access to a number of funding facilities where you can apply online below and we can assist you with an introduction to a suitable lender for business, personal, vehicle & boat loans. Plus, for business finance we have also included a brief overview on some of our lenders with a direct link, so you can jump the queue and be speaking with the decision makers immediately.
Secured and unsecured options are available, no financial accounts and even applications with adverse credit can be considered.
There are many more options than a Bank, so if you need funds fast, try a Non Bank Alternative Lender.
If you are providing details about another person, please ensure that you have their consent to share third-party details.
Want to know more?
Below are some of the lenders we deal with regularly and some information on their particular niche in the market, this could be cash flow lending, invoice discounting, term loans and lines of credit. You can contact them directly if you wish, links provided below.
Unsecured business loans
- $5,000 to $500,000
- And now secured up to $2,000,000
- Short term finance with just 4 months trading
- Line of credit up to $300K (a flexi facility)
Get the funds that you need to grow!
It’s fast and easy, funds can be in your account within 3 hours of approval.
They are open-minded lenders, have other lenders not been able to help you?
If you have been in business 6 months with a turnover of at least $10,000 you can apply with Bizcap in 3 minutes.
A perfect credit history is NOT required. High approval rates.
Prospa small business loans
- $5,000 to $150,000
- With no asset security required
- $150,000 to $500,000
- Asset security over the business entity
Business Finance can be to help add a new truck to the fleet, buy more stock for the likes of Black Friday sales right through to additional working capital for wages, as you have slow paying debtors.
Facilities below $150,000 do not require security as they look at your monthly turnover which ideally is above $6,000 per month.
Prospa see themselves as the pioneers of stress free business finance and are committed to helping you unleash the potential of your business. They offer both Business Loans and a Business Line of Credit, similar to an overdraft.
Funding is possible in just 24 hours!
On demand finance
- Go from invoice to cash in hours
- Loans from $5k to $500k
- Approvals in as little as 3 hours
- No changes to how you invoice clients
- Receive cash for individual invoices within hours
FundTap operates across New Zealand and Australia and their office is in Nelson. Unpaid invoices can turn into immediate cash so you focus on running your business and sales, without having to tread water waiting for your clients to pay and spending hours on the phone or leaving messages.
You can get started in minutes – their integrations with the top accounting platforms make it fast, paperless & stress free.
With FundTap, you only pay when you use them. No long-term contracts or ongoing charges. Only one simple, transparent fee. Completely private and no need to change how you invoice and collect payments.
Apply in ten minutes, approved in a day, ongoing funding in hours.
Boost your business with fast, flexible funding
- $10,000 to $200,000 for 6 to 24 months
- Up to 100% of average monthly sales
Need quick access to working capital? The Boost Business Loan from ScotPac is designed to help small and medium-sized businesses move fast and grow with confidence.
Why choose Boost?
- Fast turnaround – Apply online in minutes and get up to $200,000 in your account within 24 hours. Some businesses receive funding in as little as 12 hours.
- No security required – Loans under $100,000 don’t need to be secured against assets, making it easier to access funds when you need them.
- Simple process – No paperwork headaches. Just a straightforward online application and fast approval.
If you prefer to talk with one of our team for advice on other funding options you can also contact us and we will be happy to help.