Our team
Meet the team
Financial Advisers and Accredited Mortgage Brokers, Kim Lyons, Allan Nicol, Natalie Siebrits, Danielle Happy and Murray Moore are fully accredited with Lenders, and have many years of experience in arranging Mortgages, Home Loans & Commercial Finance for New Zealanders and offshore residents.
Our advisers.
Together they have arranged finance for property, mostly in the larger urban areas such as Auckland, Christchurch, Wellington, Hamilton and Tauranga, but this extends all over New Zealand with an enquiry recently for a property in Lawrence, with a population of say 500. Finance can be for everything from bare land, relocatable homes, standard housing, rural, commercial or substantial developments.
Kim Lyons
Financial adviser, business owner
Mortgages, home loans and commercial finance with bank and non bank lenders. 23 years with ANZ before 22 years as a mortgage broker.
Allan Nicol
Financial adviser, East & South Auckland
Practical advice on home loans, refinancing and debt consolidation. Has helped many clients back on track after a financial mishap.
Murray Moore
Financial adviser
Over 20 years as a mortgage adviser. Refinancing, debt consolidation, new home buyers and rental investors, with an interest in rural lending.
Natalie Siebrits
Financial adviser
14 years with Sovereign Home Loans assessing home loans, refinances, new builds and debt consolidations before joining our Orewa office.
Danielle Happy
Financial adviser
10 years at Sovereign approving mortgages, specialising in new builds. Works with both bank and non bank lenders.
I would highly recommend First Rate Mortgages to anyone looking to purchase a home. Allan Nicol was an absolute pleasure to work with from our very first meeting! My wife and I weren't sure if owning a home was even a possibility for us given our specific circumstances, but Allan’s expertise and dedication made it happen.
Jamahl Hapi, bought a homeAdviser: Allan Nicol“We were too lucky to work with Natalie and Kim from First Rate Mortgages to secure our home. We put them under a bit of time pressure, signing a S&P agreement before even engaging with them, however they turned things around super quick and obtained the approval we needed to go unconditional. Thank you both for making what can be quite a stressful time, a really straight forward and easy process! 🙂 Would 100% recommend!”
“Highly recommend working with Danielle at First Rate Mortgages. She helped get our refinance sorted over a prolonged period and was proactive, informative and helpful throughout. Definitely looked after our best interest and get an awesome deal set up. Great to work with 🙂”
“We very much enjoyed working with Murray and the First rate Mortgages team. Helping us get 'match fit' for our mortgage applications, making the admin process as user friendly as possible, and doing the heavy lifting on shopping for the best mortgage and arrangements for us. They listened to our needs, supported and encouraged us along the way, whilst providing sound advice and guidance. We're are absolutely thrilled with the outcome - a new home, and a banking relationship we're happy with. We would happily recommend the services of First Rate Mortgages.”
“We have engaged Natalie and First Rate Mortgages on many occasions and we find Natalie to have the utmost professionalism and always friendly, respectful and helpful to find us the right solution. She also liaised throughout the build with the lender on our behalf. Would highly recommend Natalie and any of the team at First Rate Mortgages.”
Talk to one of the team.
Whether you're buying, building, investing or refinancing, we'll look at the options with you.